Services

What is Mutual Fund?

A mutual fund is a trust that pools money from different investors like you and invests that collected money in securities such as stocks, bonds, and short-term debt. The combined holdings of the mutual fund scheme is known as its portfolio. Investors buy shares in mutual funds. Each share represents an investor’s part ownership in the fund and the income it generates. The income or gains generated from this collective investment is distributed proportionately amongst all the investors after deducting certain expenses, by calculating a scheme’s Net Asset Value.

Benefits of Mutual Funds

Affordability

You can start investing in mutual funds from as low as Rs. 500 to generate high gains.

Diversification

Mutual Funds invest in a range of companies and industries to lower your risk.

Professional Management

The fund managers of mutual funds do the management on your behalf.

What is Insurance?

An insurance policy is a legal contract between the insurance company (the insurer) and the person, business, or any entity being insured. Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or their property. Generally, there are two types of insurance, Life Insurance and General Insurance. In General Insurance, all types of insurance comes except life. Health, Home, Business, Motor, and Travel insurance are few of the general insurance .

Benefits of Insurance

Financial Security

You and all your entities can be secured from all financial losses through insurance.

Safe Lifestyle

Insurance saves you from degradation of lifestyle by covering all financial losses.

Peace Of Mind

Insurance offers complete peace of mind and protection against uncertainties.

What are Loans?

A loan is the lending of money by an individual or an organization to other individuals, organizations etc. The recipient ( loan receiver ) incurs a debt and is liable to pay interest until the loan is repaid with principal amount. When you don’t have to put any collateral as a guarantee, those loans are known as unsecured loans and vice versa with secured loans. There are different types of loans such as Home Loan, Personal Loan, Business Loan, Education Loan, etc.

Benefits of Loans

Financial Help

Loans can help you deal with every financial crisis and other uncertainties of life.

Promotes Growth

Loans can help you to grow your business or assist you in achieving your financial goals.

Tax Benefits

In many cases, Government makes interests paid on your loan, tax-free.

What is National Pension Scheme ?

National Pension Scheme (NPS) is a government-sponsored pension scheme, which was launched in January, 2004 for government employees. But later on in 2009, it was opened to all the Indian citizens. You can subscribe yourself into this scheme and can contribute on a regular basis in a pension account during your working life. You can withdraw a portion of the corpus in a lump sum and use the remaining corpus to buy an annuity to secure a regular income after retirement. The NPS is a good investment option for anyone who wants to plan for their retirement early on and carry a low-risk investment appetite.

Benefits of National Pension Scheme

Low Risk

People who want to invest their money in a low risk option for their retirement, NPS can be an ideal choice.

High Returns

NPS offers returns that are much higher than other traditional tax saving investments.

Tax Savings

There is a deduction of upto Rs. 1.5 Lakh to be claimed for NPS - for the contribution of the employer.

What is Fixed Deposit ?

Fixed Deposit is an investment instrument offered by banks and NBFCs (non banking financial companies). It is an ideal way to grow your savings with safety. It is one of the most preferred avenues that enables you to deposit a lump sum amount with your financier, and choose a tenure as per your convenience. When a pre-decided tenure gets completed, your deposit starts earning an interest, throughout the chosen duration, as per the interest rate at which you locked in your deposit.

Benefits of Fixed Deposits

Assured Return Rates

Once you invest your funds in FD, you can be guaranteed of receiving the stated rate of return.

Flexible Tenure

The tenure for a fixed deposit is flexible and completely depends on the comfort of deposit holder.

Easy Liquidity

It is really easy to liquidate your fixed deposit, even if you want to do it online or from a bank branch.

What are Bonds?

Bonds are issued by companies or governments and generally pay a stated interest rate. The market value of your chosen bond changes over time as it becomes more or less attractive to potential buyers. Bonds that are higher-quality (more likely to be paid on time) generally offer lower interest rates. Bonds that have shorter maturities (length until full repayment) tend to offer lower interest rates.

Benefits of Bonds

Predictable Income

Bonds provide a predictable income stream and typically, it pays interest twice a year.

Preserves Capital

If the bonds are held to maturity, bondholders get back the entire principal.

Diversification

If you have heavily invested in stocks, then bonds are the best way to diversify your portfolio.

What are Portfolio Management Services?

We offer Portfolio Management Services with an intent to achieve the required rate of return within the desired level of risk. An investment portfolio can be a mix of stocks, fixed income, commodities, real estate, other structured products, and cash. We are licensed investment professionals who specialize in analyzing the investment objectives of yours and have a vast knowledge of the various instruments in the market.

Benefits of Portfolio Management Services

Professional Management

We offer professional guidance and an innovative approach while monitoring your portfolio.

Transparency

We offer transparent and diversified services for the best interest of your investments.

Personalization

We offer you a dedicated individual investment plan as per your choice.

What is Direct Equity?

When you invest in the direct equity or shares of a company, you are actually buying the ownership of the company. The total amount that a company wants to raise gets divided into small portions known as shares, which have a value in rupees. By subscribing to these shares, we get a right to participate in company meetings and voice our opinion on decisions but the real reason why we invest is to earn a dividend – which is like a reward to you as an investor.

Benefits of Direct Equity

High Profit

The profit potential in the direct equity market is really higher than any other investment.

Value Creation

You will get benefits as appreciation in the value of the investment and yearly dividends.

Beat Inflation

It offers an excellent hedge against inflation and safeguards your purchasing power.

What is Alternate Investment Fund?

Alternative Investment Fund consists of pooled investment funds that invest in venture capital, private equity, hedge funds, managed futures, etc. Simply, AIF is an investment that differs from conventional investment methods such as stocks, debt securities, etc. Whether you are a foreign or non-resident Indian, you are allowed to invest in an AIF, provided you have the required funds to invest and are willing to bet on the unlisted and illiquid securities. There are three types of alternative investments which are aimed at different purposes.

Benefits of Alternate Investment Funds

Low Volatility

Alternate Investment Funds are not typically backed by a real asset avoiding the volatility of public investments.

Direct Tax Benefits

You become a part-owner of the fund and as such the tax benefits get directly passed on to you.

Passive Income Generation

You get a huge amount of money on a regular basis without any effect of the volatility of the market.